Payment plan & Paypal

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This post has 12 Replies | 2 Followers

Posts 21
James Hogg | Forum Activity | Posted: Tue, Oct 20 2015 8:17 AM

Is it possible to set up a payment plan and use paypal to pay for it?

Thanks

James

Posts 2824
Michael Childs | Forum Activity | Replied: Tue, Oct 20 2015 8:28 AM

I am pretty certain that Logos does not accept Paypal payments at this time.

"In all cases, the Church is to be judged by the Scripture, not the Scripture by the Church," John Wesley

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Levi Durfey | Forum Activity | Replied: Tue, Oct 20 2015 8:41 AM

Paypal is now accepted as a payment option, but only for international customers: https://community.logos.com/forums/p/81168/763993.aspx#763993

Here's how to set it up in your account: https://community.logos.com/forums/p/81168/764244.aspx#764244

If you aren't an international customer, you can't use Paypal.

Posts 60
Alan | Forum Activity | Replied: Tue, Oct 20 2015 9:04 AM

You can get a free paypal mastercard debit card that pays for things out of your paypal account.

Posts 240
Alexxy Olu | Forum Activity | Replied: Tue, Oct 20 2015 10:00 AM

Integ:

Paypal is now accepted as a payment option, but only for international customers: https://community.logos.com/forums/p/81168/763993.aspx#763993

Here's how to set it up in your account: https://community.logos.com/forums/p/81168/764244.aspx#764244

If you aren't an international customer, you can't use Paypal.

Thanks Integ for this information.

I wasn't aware of this before.

I will just need to compare and see if using PayPal will be cheaper than using Credit card.

Posts 919
David Carter | Forum Activity | Replied: Tue, Oct 20 2015 10:48 AM

Alan:

You can get a free paypal mastercard debit card that pays for things out of your paypal account.

Or out of your bank account if your Paypal account is empty

Posts 2824
Michael Childs | Forum Activity | Replied: Tue, Oct 20 2015 7:37 PM

My mistake.  I was unaware of this new option for international customers.

"In all cases, the Church is to be judged by the Scripture, not the Scripture by the Church," John Wesley

Posts 3013
David Taylor Jr | Forum Activity | Replied: Wed, Oct 21 2015 6:14 AM

Integ:

Paypal is now accepted as a payment option, but only for international customers: https://community.logos.com/forums/p/81168/763993.aspx#763993

Here's how to set it up in your account: https://community.logos.com/forums/p/81168/764244.aspx#764244

If you aren't an international customer, you can't use Paypal.

What is the reasoning for this?

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Posts 21
James Hogg | Forum Activity | Replied: Wed, Oct 21 2015 7:06 AM

Hi as an international customer, I have used paypal. But I cannot seem to pay for a payment plan with it, is this possible, I suppose I asked here because there is very little information on the Faithlife website. I am glad that FL have introduced this as I was having to pay nearly an extra £6 pounds in fees for my bank for paying in dollars on each transaction. 

Posts 170
Jim Snowden | Forum Activity | Replied: Wed, Oct 21 2015 7:28 AM

I am in the UK and I just use my standard credit card for payments. There is no fixed charge for me doing that, but there is a 3% fee charge. So for example, the infamous encyclopedia at $99 came out as £65 (c.1.53 exchange rate, which is about the right rate at the time) plus £1.92 fee.

I've tried PayPal for US transactions, but recently I've noticed their exchange rate for $ to £ is well below the current exchange rate. Eg currently 1.49 instead of 1.54. But I suppose with the 3% fee that is roughly the same overall exchange rate as the credit card.

Posts 3
Timon Steiner | Forum Activity | Replied: Tue, Apr 26 2016 11:30 PM

I'm an international customer. I don't have a credit card. I have a paypal account with banking details. But when I enter my banking details it tells me something like "you are already using this bank account" and I'm taken back to the page where I am asked to enter banking details. What sort of logic is that? Does this have to do something with "when your paypal account is empty"?

Posts 2310
Jan Krohn | Forum Activity | Replied: Wed, Apr 27 2016 7:11 PM

David Taylor Jr:
What is the reasoning for this?

Let me speculate. For US customers it's not needed, since there's no difference whether they let FL charge their credit card directly, or let PP charge their credit card. Just a lot more fees involved for FL.

International customers can use Paypal to pay by direct debit, bank draft etc. Credit cards are not that common in many countries in the world as they are in the US, and Paypal offers a selection of other popular payment options in those countries.

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Posts 2310
Jan Krohn | Forum Activity | Replied: Wed, Apr 27 2016 7:25 PM

Jim Snowden:
I've tried PayPal for US transactions, but recently I've noticed their exchange rate for $ to £ is well below the current exchange rate. Eg currently 1.49 instead of 1.54. But I suppose with the 3% fee that is roughly the same overall exchange rate as the credit card.

Paypal also charges 3 to 4% for currency conversion. There's a fees table at the bottom of that page:

https://www.paypal.com/uk/webapps/mpp/cross-border-and-conversion-fees#currencyconversion

They add the fee to the exchange rate, which is a bit sneaky, and makes them look less expensive than they actually are.

If you use your credit card a lot for international purchases, it might be worth looking for an alternative. 3% fees is quite expensive. I only pay 1.5% fees, and used to have a card with 1.0% fees at my previous bank.

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