Gold vorbestellen ohne Kreditkarte
Hallo,
ich wollte gerade Gold vorbestellen und werde nach Kreditkarteninformationen gefragt, möchte aber über PayPal zahlen. Geht "Vorbestellen" trotzdem?
Helmut
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Wenn ich es richtig sehe, ist das noch nicht möglich.
Die letzte Aussage vom 05.10.2015 war:
Thomas Reiter said:PayPayl ist in dieser ersten Version nur für "live" Produkte und außerhalb der USA verfügbar
Für PrePub ist PayPal leider immer noch nicht verfügbar... [:(]
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ok, danke für die Antwort.
Die 15 % Rabatt sind dann nicht möglich?
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Das kann dir am Besten Thomas sagen (vielleicht lässt sich etwas unter diesen Umständen machen): thomas.reiter@faithlife.com
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Nochmals Danke - habe eine mail an Thomas geschickt [:)]
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Pardon me for replying in English, but I don't feel confident to do more than read German.
Is there any particular reason you wish to use PayPal? Frankly, I don't recommend using PayPal for ANYTHING.
george
gfsomselיְמֵי־שְׁנוֹתֵינוּ בָהֶם שִׁבְעִים שָׁנָה וְאִם בִּגְבוּרֹת שְׁמוֹנִים שָׁנָה וְרָהְבָּם עָמָל וָאָוֶן
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George Somsel said:
Pardon me for replying in English, but I don't feel confident to do more than read German.
George, I too am only confident (struggling) to read German.
George Somsel said:Is there any particular reason you wish to use PayPal?
My understanding is that credit cards are not as widely, or deeply, in use throughout Germany. PayPal provides an alternate means for securing payments without dealing directly with every individuals principle bank.
SEE: http://qz.com/262595/why-germans-pay-cash-for-almost-everything/
"33% of Germans said they had a credit card back in 2011. And most of those hardly ever get used. In 2013, only 18% of payments in Germany were made via cards, compared to 50% in France and 59% in the UK."
"The Christian mind is the prerequisite of Christian thinking. And Christian thinking is the prerequisite of Christian action." - Harry Blamires, 1963
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JAL said:
My understanding is that credit cards are not as widely, or deeply, in use throughout Germany. PayPal provides an alternate means for securing payments without dealing directly with every individuals principle bank.
Das ist richtig. Nicht jedermann hat eine Kreditkarte. Da bietet PayPal eine Alternative damit man auch ohne Kreditkarte Produkte im Internet bestellen kann.
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JAL said:
SEE: http://qz.com/262595/why-germans-pay-cash-for-almost-everything/
"33% of Germans said they had a credit card back in 2011. And most of those hardly ever get used. In 2013, only 18% of payments in Germany were made via cards, compared to 50% in France and 59% in the UK."
And you should also notice that "card payments" here in Germany usually refers to Maestro card payments, not credit cards. (Technically, Maestro cards are also made of plastic, but they initiate a SEPA direct debit against your (SEPA-enabled) bank account when you dip their chip and enter your PIN). This may also be caused by the fact that with SEPA, there are no (or very small like 0.1 Cents per transaction in case you have more than 100 transactions per month) transaction fees involved, while credit card companies want a (comparably) large percentage of the paid money for themselves, and therefore many (local) merchants accept Maestro but not credit cards here in Germany. As a result, most people don't see the value in getting a credit card.
The advantage of PayPal (in that context) is that they take care of the favourite payment methods of the customers in different countries/regions, so if a US person sends me money via PayPal, he will (presumably, I don't know) pay via his credit card, but I receive the payment as a SEPA wire transfer. And when I pay with PayPal, the money gets debited from my bank account via SEPA direct debit, but may appear in another form for the recipient.
When a merchant tries to accept payments internationally, he either has to implement different payment methods for different countries/regions, or he sticks with PayPal (BTW what happened to moneybookers?).
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Michael Schierl said:
And you should also notice that "card payments" here in Germany usually refers to Maestro card payments, not credit cards. (Technically, Maestro cards are also made of plastic, but they initiate a SEPA direct debit against your (SEPA-enabled) bank account when you dip their chip and enter your PIN). This may also be caused by the fact that with SEPA, there are no (or very small like 0.1 Cents per transaction in case you have more than 100 transactions per month) transaction fees involved, while credit card companies want a (comparably) large percentage of the paid money for themselves, and therefore many (local) merchants accept Maestro but not credit cards here in Germany. As a result, most people don't see the value in getting a credit card.
It sounds like what we here in the US call debit cards which is what I use. I carry very little cash and use the card all the time. The money comes straight out of my account. In fact, if I debit a sandwich and go home to eat it (generally a couple of minutes), it's already out of my account. I can thus keep track of my funds so I don't overdraw my account. Perhaps Logos can accept your SEPA cards? It never hurts to ask, but DON'T USE PayPal !
george
gfsomselיְמֵי־שְׁנוֹתֵינוּ בָהֶם שִׁבְעִים שָׁנָה וְאִם בִּגְבוּרֹת שְׁמוֹנִים שָׁנָה וְרָהְבָּם עָמָל וָאָוֶן
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There's a major distinction between debit cards and maestro/sepa cards.
The maestro card has to be physically present, the merchant needs a maestro card reader, and the customer needs to enter a pin or (for small scale purchases) sign the receipt.
I rather doubt that there's any way to find a viable solution to make that work cross atlantic...
I know about Paypal's anti Christian values, but frankly, if you'd stop doing business with everyone who's got anti Christian values, you'd die of starvation by the end of the week...
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Jan Krohn said:
I know about Paypal's anti Christian values, but frankly, if you'd stop doing business with everyone who's got anti Christian values, you'd die of starvation by the end of the week...
I don't apply that to every business I perceive to have non-christian values — only to those who are flagrant. There's always another business I can deal with.
Jan Krohn said:The maestro card has to be physically present, the merchant needs a maestro card reader, and the customer needs to enter a pin or (for small scale purchases) sign the receipt.
That would indeed seem to pose a problem, but there are customers in Germany and the UK who do business with Logos so they must have some method of doing this.
george
gfsomselיְמֵי־שְׁנוֹתֵינוּ בָהֶם שִׁבְעִים שָׁנָה וְאִם בִּגְבוּרֹת שְׁמוֹנִים שָׁנָה וְרָהְבָּם עָמָל וָאָוֶן
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George Somsel said:
there are customers in Germany and the UK who do business with Logos so they must have some method of doing this.
even if credit cards are not ubiquitous in Germany, there are users of those. In fact, even when I use Paypal (which I sometimes do), it doesn't debit my bank account, but my credit card.
Have joy in the Lord!
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Jan Krohn said:
There's a major distinction between debit cards and maestro/sepa cards.
The maestro card has to be physically present, the merchant needs a maestro card reader, and the customer needs to enter a pin or (for small scale purchases) sign the receipt.
I rather doubt that there's any way to find a viable solution to make that work cross atlantic...
Yeah, that's why I mentioned SEPA payments (wire transfers and direct debit), which are used for remote payments (paying your rent, your insurance, donations to charities, your online orders, your Ebay purchases if you do not want to use PayPal, receiving your "paycheck") here in Europe. The disadvantage of them is that they will usually take about one business day until they arrive (so they are no option for buying groceries at the store), but for most online purchases that does not matter (shipping will take longer anyway, we don't have shipping by drones yet...).
If I have your IBAN (account number) I can transfer money to you right now (even today, which is a public holiday here in Germany) and neither me nor you have to pay any fees for it. Regardless whether you are a business or an individual.
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Michael Schierl said:
If I have your IBAN (account number) I can transfer money to you right now (even today, which is a public holiday here in Germany) and neither me nor you have to pay any fees for it. Regardless whether you are a business or an individual.
You can?? Can I convince you to transfer $1,000,000 ? [;)] [;)] [:D]
george
gfsomselיְמֵי־שְׁנוֹתֵינוּ בָהֶם שִׁבְעִים שָׁנָה וְאִם בִּגְבוּרֹת שְׁמוֹנִים שָׁנָה וְרָהְבָּם עָמָל וָאָוֶן
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Helmut said:
ok, danke für die Antwort.
Die 15 % Rabatt sind dann nicht möglich?
Vorbestellungen sind im Moment nur per Kreditkarte möglich. Da dies für viele Deutsche aber nicht so leicht ist(wie man ja in der hier herrschenden Diskussion auch erkennt) gewähren wir den Einführungsrabatt auch nach der Veröffentlichung noch denjenigen, die aufgrund der Beschränkungen einfach nicht bestellen konnten. Diese müssten sich bitte einfach bei mir direkt per E-Mail melden.
@Helmut: Antwort zurück!
Thomas
Director, New Languages & Business Line Management
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