I plan to upgrade in the near future
Problem:
- I am unlikely to pass any credit checks given my low wage,
- I have issue with going into debt, I wouldn't want to make any promise when there is no guarantee I could keep agreement to pay $$$ per month
Consequently as it stands I wont be able to benefit by spreading the cost over several months.
What I would like if possible to do is "pay $.$$ into my account" most months if/when I have spare $$.$$, so when I have saved up enough, I can upgrade..
Is this possible, or do I have to save it myself and risk spending it elsewhere?