I have credit that I would have liked to use toward a purchase before the end of the year. I called for help in applying that credit but was told that I had to wait "until after the first of the month." The rep went on to say, "The credit will appear after the first of the month." The credit has been there all along. There just doesn't seem to be any way to apply that credit to any purchase I have placed into my shopping cart. Today's the last day of the Christmas sale and I am disappointed that I will miss out on some cool savings. Any help?