Most of you either are, or were seminary students at some point in your life, and most of you will be able to relate to not having a lot of cash on hand. As such I keep a close eye on my bank account.
This habit paid huge dividends today as when I logged into my bank account I noticed a 49.95 charge that I had not authorized. I called my bank right away and they informed me I had been a victim of fraud. Their suggestion was that I had paid using my debit card at a vendor using XP on their point of sale terminal - or else I had become a victim of the heartbleed vulnerability.
A few weeks ago, there were some who chided me for asking vendors if they use XP still. Let this be a warning for you, make sure you what type of computer your debit card is running through. I took the requisite precautions and the ONE time I used my card (at a gas station) running XP, a week later my card has been used fraudulently.
Best advice I can give this:
1. Don't do business with companies still relying on windows XP.
2. Check your account balance regularly
3. Cancel and re-order your cards if you think you may have used your card at a compromised location.4. many banks (including my own) will offer temporary cards for use while situations like this are being
handled.