I just bought a base package. Just bronze standard, as my budget right now will not afford any more than that. I have done it in payments and noticed that the $5 fee was tacked on to each month in the cart. My question is, if I paid this off early, would I avoid those $5 fees for the months that I paid early? If so, would it come in a discount off the payoff price, or would it be refunded to me? Thanks.